If you are not a rich
If you are not a rich person, there are four ways you can get your kid college education in the United States. One is if the kid got lucky enough to get a scholarship; two is if you have enough money stashed away over time to help them get it; three is if you take out a college loan to help the kid; and four, four is through an act of God. It has been a while since the American system has been surviving on credit, and that does not look like it will be changing soon. If anything, with college education also going credit-wise at this time, the trend will likely remain for a while. But whos complaining? If you will pursue higher education, you have to be willing to pay the price for it. Certainly you must go to college and do the time studying, but you also must pay the fees. And if you actually do not have the money for the fees, what you have to do is win the lottery, or take out a college loan. There are so many expenses in college that even have nothing to do with tuition. With a college loan, you can take care of all these things in a single breath, and get on with studying. What you don’t want to do is take on too many extra jobs such that you can no longer manage in class. There are people all over the United States who mortgaged their future with a college loan. Don’t get me wrong; the loan is good and the college education is commendable, but they could have been smarter about the interest rates they settled for. Now the next ten working year of their lives will have to be to pay back money that is more interest than actual cash.
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